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Illumination: Retirement, Aging & Legacy

The home for writers exploring retirement, aging, and the intentional creation of a legacy. We move beyond the career to the calling, sharing insights on living with purpose and leaving a footprint that matters. Join us in shedding light on life’s most profound transition.

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The Accidentally Rich

8 min read2 days ago

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An older adult walks barefoot along a sunlit beach carrying their shoes, while an open doorway faces the ocean and the words “Life Now” and “More Later” are written in the sand, symbolizing the choice between preserving wealth and living fully in retirement.
The greatest retirement risk isn’t always running out of money. Sometimes it’s running out of time. / Author created image using ChatGPT

An editor’s note. I held this piece for a while because there is something absurd about running a publication on living intentionally and then admitting in public that I am not entirely managing it. I published it anyway, for the obvious reason. And if you are reading this with a parent whose savings disappeared into a care facility, understand that your caution is not the caution I am arguing with. I am arguing with mine.

I closed the tab.

Flights to see the grandchildren, priced out, sitting in one window while my account balances sat in another. I had done the arithmetic twice that week already. I did it a third time, closed the browser, and told myself we would look again in the fall.

Nothing in the numbers said no. I have been running those numbers for thirty years. They said yes, comfortably, with room left over for a version of me who lives to ninety-four and needs more care than I can currently imagine.

Something else said no. And it had been saying no for a very long time.

The month everyone discovered me

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Illumination: Retirement, Aging & Legacy

Published in Illumination: Retirement, Aging & Legacy

The home for writers exploring retirement, aging, and the intentional creation of a legacy. We move beyond the career to the calling, sharing insights on living with purpose and leaving a footprint that matters. Join us in shedding light on life’s most profound transition.

Gary L. Fretwell

Written by Gary L. Fretwell

Author & Editor of Illumination: Retirement, Aging & Legacy. 43yrs Higher Ed. Helping high-performers shift from Success to Significance. #Stoic #Productivity