- Eligible products
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- Yen time deposits (6-month and 1-year terms) and Yen installment time deposits (6-month and 1-year terms) newly opened during the campaign period.
- Yen time deposits (6-month and 1-year terms) and Yen installment time deposits (6-month and 1-year terms) that reach maturity and are automatically renewed during the campaign period.
- Interest Rate
-
- Yen fixed term deposit, 1 year
One-year fixed-term savings deposit -
Year1.10％
(0.876% p.a. after tax)
- Yen fixed term deposit, 6 months
6-month fixed-term savings account -
Year0.80％
(0.637% p.a. after tax)
Latest Interest Rates for Yen deposit
The special interest rate applies only to the initial deposit period and does not apply after the first maturity date. If you select "automatic renewal" at maturity, the Sony Bank interest rate for the same term as of the maturity date will apply.
- Notes
- Interest rates are subject to change at any time. They may be revised even during the special interest rate period due to changes in market conditions, so please always confirm the latest rates before making a transaction.
- Yen fixed term deposit, 1 year
- Target period
- Monday, June 1, 2026 to Monday, August 31, 2026
The final installment date during the period is Thursday, August 27, 2026. Please apply for a Yen installment time deposit by Tuesday, August 25, 2026, two days prior.
- Estimated interest for a deposit of 1 million yen
-
1 year period 8,760 Yen
6-month period 3,185 Yen- Calculation example
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1 year period1,000,000 yen × 0.876% (after tax) ×12／ 12 months = approx.8,760Yen6-month period1,000,000 yen × 0.637% (after tax) ×6／ 12 months = approx.3,185Yen
The after-tax interest rate is displayed by truncating digits beyond the fourth decimal place.
Interest is subject to a 20.315% tax until December 31, 2037.
- If you have an account
- If you don't have an account
- Notes
-
- Customers who do not have an account with Sony Bank must open an account first. Please complete the process on our website.
- After completing the account opening application, it takes approximately 10 business days for the cash card to reach you.
- About Yen time deposit
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- The Yen time deposit is available for amounts of 1,000 yen or more, in increments of 1 yen.
- As a rule, you cannot withdraw from or cancel a Yen time deposit before its maturity date. If you must cancel early or make a partial withdrawal, the Sony Bank prescribed early-cancellation interest rate will be applied retroactively to the deposit date. For the remaining balance after a partial withdrawal, the interest rate that was applicable at the deposit date will be applied retroactively to the remaining amount.
- Yen savings accounts, Yen time deposits, and Yen installment time deposits are covered by deposit insurance. The principal up to 10,000,000 yen in total and the interest on that principal are protected. Sony Bank does not handle settlement deposits that are eligible for full protection under deposit insurance.
- Yen Installment Time Deposit (Continuous Type / Target Date Type)
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- The Yen installment time deposit is available for amounts of 1,000 yen or more, in increments of 1,000 yen.
- For Yen installment time deposits, the available terms you can specify are: for the continuous type, 1-year, 2-year, and 3-year terms; for the target-date type, 6-month, 1-year, 2-year, and 3-year terms. There is no interim interest payment.
- Please note that the Yen installment time deposit differs from the standard Yen time deposit in terms of deposit amount, deposit period, and treatment at maturity.
- The maturity handling for the Yen installment time deposit is principal and interest continuation, which automatically renews the principal plus received interest (after tax) on the maturity date.
For the target-date type, if the period from the maturity date on the statement to the start date of the holding period becomes shorter than the deposit period specified at the time of application, it will automatically switch to “maturity date designation” and “automatic cancellation,” treating the target date as the maturity date; at the target date, the principal and received interest (after tax) will be deposited into your Yen savings account. - Partial withdrawals can be specified in increments of 1,000 yen, starting from 1,000 yen. When you make a withdrawal, any Yen installment time deposit that has not yet reached the preselected period will be treated as an early cancellation, and Sony Bank's prescribed “early cancellation interest rate” will be applied retroactively to the deposit date.
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