Tech giant Apple AAPL +0.72% ▲ is planning a major Camera app upgrade in iOS 27 that would make the interface fully customizable, according to Bloomberg. Indeed, users will reportedly be able to choose which controls appear in the app and where they are placed, including flash, exposure, timer, resolution, night mode, live photos, depth-of-field, photo styles, grid, and level options. The app will still open with today’s default controls, but users will be able to switch to an advanced setup or build their own layout. The goal is to make the Camera app more personal while also giving professionals quicker access to the tools they use most.

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The Camera app update is part of an iOS 27 redesign that Apple is expected to reveal at its annual Worldwide Developers Conference on June 8. Notably, Siri is expected to get the biggest overhaul by moving from a basic voice assistant to a more active AI agent that can take actions across apps and hold chatbot-style conversations. Apple is also adding a Siri mode inside the Camera app, which would connect to Visual Intelligence features for tasks like identifying plants or translating text.

In addition, system search is being upgraded with a “Search or Ask” bar in the Dynamic Island, which will allow users to search the phone, ask Siri, or use third-party AI tools like ChatGPT or Gemini. Unsurprisingly, the update comes as Google GOOGL -0.33% ▼ pushes ahead with Android 17 and Gemini Intelligence, which adds pressure on Apple to show that its own AI features are becoming more useful.

Is Apple a Buy or Sell Right Now?

Turning to Wall Street, analysts have a Moderate Buy consensus rating on AAPL stock based on 17 Buys, 10 Holds, and one Sell assigned in the past three months, as indicated by the graphic below. Furthermore, the average AAPL price target of $314.78 per share implies 6.8% upside potential.

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The SPDR S&P 500 ETF Trust SPY -0.15% ▼ fell 0.15% today, May 12, breaking a recent winning streak. The decline was primarily due to a hotter-than-expected inflation report, surging oil prices, and profit-taking in tech stocks after hitting record highs.

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Importantly, SPY closely tracks the S&P 500 Index (SPX), which was down 0.16% in the regular trading session, while the tech-heavy Nasdaq-100 (NDX) declined 0.87%.

Fund Flows and Sentiment

SPY’s five-day net inflows totaled $7 billion, showing that investors put capital into the ETF over the past five trading days. Meanwhile, its three-month average trading volume is 76.97 million shares.

It must be noted that the crowd wisdom for the SPY ETF is neutral, while the hedge fund managers have increased their holdings of the ETF in the last quarter.

SPY’s Key Holdings with Highest Upside/Downside Potential

According to TipRanks’ unique ETF analyst consensus, which is based on a weighted average of analyst ratings on its holdings, SPY has a Strong Buy rating. The Street’s average price target of $856.86 for the SPY ETF implies an upside potential of 16.07%.

Currently, SPY’s five holdings with the highest upside potential are:

• Carvana CVNA -3.29% ▼
• Loews L +0.65% ▲
• Zoetis ZTS +0.35% ▲
• Insulet PODD +2.71% ▲
• Charter Communications CHTR +0.09% ▲

Meanwhile, its five holdings with the greatest downside potential are:

• Intel INTC -6.82% ▼
• Ciena CIEN -0.74% ▼
• Micron MU -3.61% ▼
• Qualcomm QCOM -11.46% ▼
• Dell Technologies DELL -3.28% ▼

Revealingly, the ETF’s Smart Score is seven, implying that this ETF is likely to perform in line with the broader market over the long term.

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Technology stocks continue to draw attention despite ongoing volatility amid geopolitical tensions in the Middle East and macro uncertainties. Those looking to avoid company-specific risks can consider technology exchange-traded funds (ETFs), which reduce overall risk by diversifying across various stocks.

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Tech ETFs offer exposure to stocks in several attractive growth areas like artificial intelligence (AI), cloud computing, blockchain, quantum computing, semiconductors, and cybersecurity.

Here, we will look at three technology ETFs: KraneShares Hang Seng TECH Index ETF KTEC -1.66% ▼ , ALPS Disruptive Technologies DTEC -1.06% ▼ , and Xtrackers US National Critical Technologies ETF CRTC -0.33% ▼ that can offer more than 20% upside potential, according to the outlook of Wall Street analysts on their holdings.

Using TipRanks’ ETF Comparison Tool, let’s see how these ETFs stack against each other.

KraneShares Hang Seng TECH Index ETF (KTEC)

The KTEC ETF tracks the Hang Seng TECH Index, which comprises the 30 largest companies in Hong Kong’s technology sector. It provides investors exposure to innovative companies with strong research & development, high revenue growth, and a presence in key growth areas such as cloud, e-commerce, fintech, and internet.

According to TipRanks’ unique ETF analyst consensus, determined based on a weighted average of analyst ratings on its holdings, KTEC scores a Strong Buy rating. The average price target of $19.14 for the KTEC ETF implies about 35% upside potential.

Currently, the top three holdings of the KTEC ETF are Meituan 3690 -0.24% ▼ , BYD 1211 -1.82% ▼ , and Xiaomi 1810 -0.76% ▼ .

ALPS Disruptive Technologies (DTEC)

The DTEC ETF tracks the Indxx Disruptive Technologies Index and provides exposure to companies providing disruptive technologies. It includes companies that are reshaping the market landscape through digital transformation, automation, and breakthrough innovations.

Based on a weighted average of analyst ratings on its holdings, DTEC scores a Moderate Buy rating. The average price target of $57.43 for the DTEC ETF indicates 23.1% upside potential.

Currently, the top three holdings of the DTEC ETF are Nebius NBIS -3.76% ▼ , Datadog DDOG -1.18% ▼ , and Allegro Microsystems ALGM -5.21% ▼ .

Xtrackers US National Critical Technologies ETF (CRTC)

The CRTC ETF tracks the Solactive Whitney U.S. Critical Technologies Index and provides exposure to companies in sectors that are not only shaping the future but are also integral to maintaining a nation’s strategic edge.  

Based on a weighted average of analyst ratings on its holdings, the CRTC ETF scores a Strong Buy rating. The average price target of $46.14 for the CRTC ETF indicates 21.2% upside potential.

Currently, the top three holdings of the CRTC ETF are Nvidia NVDA +0.61% ▲ , Alphabet GOOGL -0.33% ▼ , and Amazon AMZN -1.18% ▼ .

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Both the S&P 500 ETF SPY -0.15% ▼ and the Nasdaq 100 ETF QQQ -0.85% ▼ closed lower on Tuesday as higher-than-expected inflation data from the Bureau of Labor Statistics (BLS) sent rate cut odds lower.

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News That Moved the Stock Market Today

• In April, the Consumer Price Index (CPI) rose 0.6% month-over-month, matching analyst expectations. The energy index accounted for 40% of the monthly increase. CPI climbed 3.8% for the 12 months ended April, exceeding the 3.7% estimate and marking the highest rate of growth since 2023.
• Core CPI, which excludes volatile food and energy prices, jumped 0.4% month-over-month and 2.8% year-over-year. Both were above the estimates of 0.3% and 2.7%, respectively.
• The odds of one rate cut by year-end fell to 2.8% from 3.7% a day ago, according to the CME FedWatch tool. The odds of at least one rate hike rose to 35.1% from 23.6%.
• The Senate confirmed Kevin Warsh to the Fed Board in a 51–45 vote and is expected to vote Wednesday on his nomination to succeed Jerome Powell as Chair.
• AMD AMD -2.29% ▼ closed in the red as the semiconductor rally took a breather. That comes despite Mizuho Securities analyst Vijay Rakesh raising his AMD price target to $515 from $415.
• Wells Fargo analyst Aaron Rakers raised his price target on Nvidia NVDA +0.61% ▲ to $315 from $265 ahead of the company’s earnings report on May 20.
• Citi analyst Atif Malik raised his price target on Broadcom AVGO -2.13% ▼ to $500 from $475 and described the company as the “#1 semis pick in 2026.”
• AT&T T +1.45% ▲ finished in the green after announcing a 5G network partnership with Toyota’s TM -1.16% ▼ Lexus.

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Shares of Oklo OKLO -5.76% ▼ fell in after-hours trading after the nuclear technology company reported a Q1 2026 net loss of $33.1 million. Operating losses totaled $51.2 million, driven by payroll, stock-based compensation, general expenses, and professional fees. The company reported a net loss of $0.19 per share, in line with the analysts’ expectations. The loss came much wider than the $0.07 per share reported in last year’s quarter.

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Oklo does not yet produce commercial revenue.

The company’s cash and marketable securities totaled $2.5 billion at the quarter-end, much higher than $260.7 million as of March 31, 2025. It consisted of $1.6 billion in cash and $0.9 billion in marketable securities and was boosted by $1.2 billion raised in Q1 from Oklo’s ATM offering.

Is OKLO a Good Stock to Buy?

Overall, Wall Street has a Moderate Buy consensus rating on OKLO stock, based on 10 Buys and six Holds assigned in the last three months. The average share price target for Oklo is $91.65, which implies an upside of 24.85% from current levels. These ratings could change after the company’s financial results.

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